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Medical emergency? Project Kos is a navigational resource — not a crisis service. If someone is in immediate danger, call 911 or go to your nearest emergency room.

Project Kos

Free, independent, plain-language guidance for seniors, caregivers, and families navigating the American healthcare system. Nothing is sold here. No insurance. No affiliates. Just the system explained clearly.

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I need help now Hospital discharge Equipment denied or delayed Hospice questions Free Medicare counseling The care journey For seniors For caregivers

Coverage

Understanding coverage How Medicare works The parts of Medicare How Medicaid works Prior authorization Denials and appeals

Supplies & Medications

Medical equipment Approval timelines Prescriptions & pharmacy Retail & cash-pay alternatives

Resources

Your state Medicare.gov ↗ CMS.gov ↗ Plan Finder ↗ SHIP counselors ↗

About

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Independence & editorial policy

Project Kos is an independent navigational resource. It is not affiliated with, endorsed by, or acting on behalf of any government agency, insurance company, healthcare provider, pharmaceutical company, or Medicare plan. No content on this site constitutes medical advice, legal advice, financial advice, or a recommendation to pursue or avoid any specific treatment, plan, or provider. Nothing is sold here. Project Kos does not accept advertising, sponsorships, or affiliate payments. References to product categories, retailer types, or service channels are illustrative only — used to describe the landscape accurately, not to recommend specific companies.

Source transparency

Federal coverage information is sourced from the Centers for Medicare and Medicaid Services (cms.gov) and (medicare.gov), CMS Medicare Benefit Policy Manuals, and applicable sections of the Social Security Act and Code of Federal Regulations. State Medicaid information is sourced from KFF State Health Facts, the ADA State Dental Policy Report 2025, state Medicaid agency publications, and official state health department resources. Regulations, coverage rules, and program structures change — always verify current rules with your state Medicaid agency or insurance plan directly.

Accuracy and corrections. We make every effort to ensure information on this site is accurate, current, and sourced to authoritative federal and state sources. Coverage confidence levels are indicated on relevant pages. If you identify information that appears to be incorrect, outdated, or misrepresented, please report it — we review all reported inaccuracies and commit to updating confirmed errors within 3 business days of verification.

Prescription and device guidance. Information on this site regarding prescription requirements for medical devices reflects FDA device classification and applicable federal and state pharmacy board regulations. Some online retailers may not consistently verify prescription requirements for Class II medical devices — this does not change the underlying legal requirement. Nothing on this site should be interpreted as guidance to circumvent prescription requirements. Consult your physician or pharmacist for guidance on specific device or medication requirements.

Not a substitute for professional advice. The information on this site is general in nature and is provided for navigational and educational purposes only. It does not account for your individual circumstances, medical history, plan enrollment, or state-specific rules. Medicare coverage determinations depend on individual clinical documentation, plan enrollment, and — for Medicaid — state agency decisions. Always consult a licensed healthcare provider, benefits counselor, or SHIP counselor for guidance specific to your situation. Free, unbiased Medicare counseling is available in every state through the State Health Insurance Assistance Program (SHIP) — find your local SHIP counselor.

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