Project Kos | Stage 2. Learning the System
Stage 2

Learning the system

Your coverage has started. What happens next depends on which coverage you have. Select yours below for a guide written specifically for your situation.

Your cards arrived Coverage gaps Before your first appointment Setting up your care Using your coverage Your first bill What is free Annual reviews
Choose your coverage
Medicare
Medicare
Original Medicare or Medicare Advantage. The most common path for people turning 65.
Parts A and B Medigap Part D Advantage
Open guide
Medicaid
Medicaid
Medicaid alone, or Medicare and Medicaid together. Benefits and rules vary by state.
Managed care Dual-eligible Redetermination
Coming soon
VA Healthcare
VA Healthcare
VA benefits with or without Medicare. A different care model with its own rules and pharmacy.
Priority groups Community care VA pharmacy
Coming soon
TRICARE for Life
TRICARE for Life
Military retiree coverage alongside Medicare. For most covered services, your share is zero.
DEERS Two-payer flow TFL pharmacy
Coming soon
Federal Employee Benefits
Federal Employee Benefits
Your FEHB plan continues alongside Medicare. Medicare becomes primary; your plan pays second.
Coordination Two EOBs Open Season
Coming soon
Not sure which path is yours?
Go back to Stage 1 to find your path. A plain red, white, and blue Medicare card means the Medicare path. A card with a private insurer's name means Medicare Advantage, which also follows the Medicare path here. A VA enrollment letter means the VA path.
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