Project Kos

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The journey

Getting started

Find your path, understand your coverage type, complete enrollment

Learning the system

Cards, gaps, first appointment, first bill, free care, annual reviews

Hospital admission, observation status, discharge planning, patient rights

Recovering at home

Home health, equipment, outpatient therapy, custodial care gap

Managing ongoing care

Chronic conditions, specialist coordination, annual Part D review

Things are getting harder

Assisted living, memory care, Medicaid planning, family conversations

Approaching end of life

Hospice eligibility, palliative care, advance directives, bereavement

How to enroll in Medicare

Windows, Advantage vs. Original, Medigap, Part D, what done looks like

Navigating on someone else's behalf. Legal authority, burnout, long-distance care.

Federal programs

Parts A, B, C, D. Medigap. Enrollment windows. Appeals.

Eligibility, managed care, dual-eligible, long-term care, redetermination

Priority groups, community care, pharmacy, Medicare coordination

TRICARE for Life

Military retiree wraparound. DEERS, pharmacy benefit, claim flow.

Indian Health Service

Tribal enrollment, urban programs, Medicare and Medicaid coordination

Compare and understand

Care & facilities

Hospital, SNF, hospice, home health, mental health, long-term care - what each insurance covers

Equipment & medications

DME, diabetic supplies, oxygen, prosthetics, prescriptions, OTC retail

Medigap supplement comparison

Plans A through N. Plan G vs N. How to compare premiums.

Supplementary options

LTC insurance, dental and vision plans, hearing aid options

Paying privately

Assisted living, home care, prescriptions, dental and vision options

All care settings

Every care setting on one page - what's covered, what you pay, where to get it

Acute and urgent

Inpatient admission, observation status, ER visits, what to expect

Skilled nursing & rehab

SNF, the 3-day rule, IRF, LTACH, coverage limits, discharge rights

Ongoing and residential

Medicare-covered home health. Eligibility, the homebound rule, what triggers it.

Assisted living, memory care, nursing home custodial care - the largest gap

Eligibility, levels of care, how to choose a hospice provider

In a situation right now? Full triage tool with coverage status and who controls what.

Reference

Every organization, role, and entity in the senior care system - who they are and what they do

Every Medicare and senior care term defined in plain language

How long care usually lasts - hospital, SNF, hospice, home health, ongoing care

Oversight and accountability

Regulatory bodies, complaint routing, how to report a concern

Every primary source cited across the site

About

For professionals

Field guide, client reference tools, organized by role

About Project Kos

What this is, who built it, the editorial independence policy

Get in touch or report an inaccuracy

Medical emergency? Project Kos is a navigational resource, not a crisis service. Call 911 or go to your nearest emergency room. Find Help Now

Free, independent, plain-language guidance for seniors, caregivers, and families navigating the American healthcare system. Nothing is sold here.

Free Nothing sold Sourced to CMS No sponsors

Get help

Find Help Now Care journey For caregivers Enroll in Medicare Free SHIP counseling

Coverage

Coverage overview Medicare Medigap supplement comparison Medicaid VA Healthcare Paying privately

Care Settings

Care settings overview Hospital Skilled nursing Home health Assisted living Hospice

Reference

Glossary For professionals Oversight Medicare.gov Plan Finder CMS.gov

About

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Project Kos is an independent navigational resource. Not affiliated with any government agency, insurance company, or healthcare provider. No content constitutes medical, legal, or financial advice. Nothing is sold here. Coverage information is sourced from CMS.gov and federal Medicare statute. If you find an inaccuracy, please report it.

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